Medigap

Texas Medicare Supplement

Plans G, N, and high-deductible G that fill the gaps in Original Medicare.

Melissa and Priscilla

Licensed in Texas

Shopping plans from major carriers

Important: We do not offer every plan available in your area. Currently we represent several organizations offering Medicare Advantage, Medicare Supplement (Medigap), and Part D plans in your state. Please contact Medicare.gov, call 1-800-MEDICARE, or contact your local State Health Insurance Assistance Program (SHIP) to get information on all of your options.

Not connected with or endorsed by the United States government or the federal Medicare program.

Medicare Supplement in Texas

HB 2516 / Chris Larkin ALS Act (eff. 2025-06-20): guaranteed-issue Medigap for under-65 Texans on Medicare due to disability, ALS, or ESRD. Codified as new TX Insurance Code §§1652.059–1652.060.

The Texas HB 2516 / Chris Larkin ALS Act

As of June 20, 2025, Texas requires every Medigap carrier that offers coverage to people 65+ to also offer the same coverage to under-65 Texans on Medicare because of disability, ALS, or ESRD. The window is 6 months from your Part B effective date. This is a meaningful protection most national agencies still haven’t updated their content for. Source: HB 2516 bill analysis, capitol.texas.gov.

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