For our clients & neighbors
Your Medicare plan can change every single year — the premium, the drug list, the doctor network, the extra benefits. The biggest, most avoidable mistake is never looking again. Once a year we sit down together, make sure your plan still fits, and fix it if it doesn’t. Free, no pressure, and only if you want to.
Important: We do not offer every plan available in your area. Currently we represent several organizations offering Medicare Advantage, Medicare Supplement (Medigap), and Part D plans in your state. Please contact Medicare.gov, call 1-800-MEDICARE, or contact your local State Health Insurance Assistance Program (SHIP) to get information on all of your options.
Not connected with or endorsed by the United States government or the federal Medicare program.
Premiums, drug formularies, provider networks, and extra benefits can all shift. Your plan tells you in the Annual Notice of Change it sends each fall — but it’s easy to miss.
Your life changes
A new prescription, a new doctor, a move across town or across the state line, a new diagnosis — any of these can change which coverage fits you best.
Most people never look again
After year one, many people quietly overpay or lose access to a doctor or drug simply because no one re-checked. A 20-minute review catches it before it costs you.
Your review is a conversation, not a sales pitch. We never tell you which plan to pick on a webpage — we look at your real situation together and confirm the fit.
Your plan mails (or emails) an ANOC by September 30 each year. It spells out next year’s premium, costs, drug list, and benefit changes. Keep it — we’ll go through it together.
New prescriptions, a new doctor or specialist, a move, or a new diagnosis can all change which coverage fits you best. Jot them down before your review.
Plans rebuild their provider networks and drug formularies every year. We check whether the doctors you use are still in-network and your prescriptions are still covered — and at what tier.
The Annual Enrollment Period runs October 15 – December 7. If your plan still fits, you keep it — no action needed. If something changed, we make the switch in time so your coverage starts clean on January 1.
Not sure when your window is? See the full 2026 Medicare enrollment periods, or just book a review and we’ll handle the timing.
Pick a time that works for you — about 30 minutes, by phone or video. There’s no cost and no obligation, whether you keep your plan or change it.
Already a client? You can also reach Matt directly any time — that’s the whole point of working with a local agent.
If we’ve been there for you — at enrollment or at a yearly review — a few honest words would mean the world to a small family agency and help other Texas families decide with confidence. We never pay for, gate, or filter reviews.
Every fall. Your plan sends an Annual Notice of Change by September 30, and the Annual Enrollment Period runs October 15 through December 7 — so that window is the time to confirm your plan still fits for the coming year. If you are already in a Medicare Advantage plan, the Medicare Advantage Open Enrollment Period (January 1 – March 31) gives you one more chance to make a change.
Not at all. Many people review their coverage and decide to keep exactly what they have — that is a perfectly good outcome. The point of the review is to make sure that choice is still the right one before the window closes, not to talk you into a change.
No. There is never a fee to review your coverage with us. The price of a plan is set by the carrier and is the same whether you use an agent or enroll on your own — so having a licensed agent in your corner costs you nothing.
Yes, and we’re glad to help. You can make Medicare Twins Agency your agent of record at no cost, and from then on you have a real person to call all year — not just at enrollment time.
That’s the whole idea. We don’t disappear after the paperwork is signed. You get a yearly review, and you can reach Matt directly any time a bill, a card, a doctor change, or a question comes up.
We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your State Health Insurance Assistance Program (SHIP) to get information on all of your options.
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Before you go
No pressure and no plan names — just a plain-English guide plus the offer of a free, no-obligation review with Medicare Twins, licensed Texas agent serving Texas. Leave an email or phone and we’ll send it over.
